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What makes a New Year’s resolution stick? Many of the resolutions we end up keeping have some key characteristics: they are specific, they are realistic, and we have a great deal of emotional investment in them, which continues over time. A New Year’s resolution that is general and vague, such as “I want to lose…

Retirement really does make a difference in our daily lives, and it can also make a big difference in certain household expenses. Commuting costs plummet or vanish. Rather than contributing to a workplace retirement account every month, you are ready to withdraw assets from it. You won’t pay anymore payroll taxes unless you return to…

Ever thought about going to Greece? How about Italy or Spain? With the dollar buying more euros than it has at any time in the past ten years, you might want to seize the day and plan a spring trip to Europe now. Or, head to the Far East. The greenback has such muscle, at…